How many irresponsible pet owners carry insurance? How many grow ops have insurance? How many people who get these dogs from shelters really care about home insurance???
I own a "dangerous breed" I have a Doberman whom I adopted from a pound. I also own two MinPins, I can honestly say I would be more worried about my MinPins! LOL I do carry home insurance and I have 3 million liability in case my dogs hurt someone BUT the likelihood is close to nil, I have worked VERY hard to train, socialize and make them good canine citizens. My dogs are in my home not in the yard, they are not allowed to roam the neighborhood and I am very careful with them. There are responsible dog owners that own these "dangerous breeds" that go the extra mile BUT in reality compared the irresponsible owners we are a small minority.