Animal Advocates Watchdog

Owners of certain dog breeds may have trouble getting home insurance

Paraphrased from BC CTV News @ 6pm March 24/04
Reported by Lisa Rossington

Allstate Canada, one of the largest insurance providers in this country, has adopted a policy to decline home insurance to anyone who owns a Rottweiler, Pit Bull, German Shepherd, Doberman or any dog that is crossed with one of these breeds. Last year in Canada, there were 460,000 reported dog bites and in most cases, these four breeds were to blame. In one case, Allstate was forced to pay out $1 million for a single dog attack.

The Insurance Bureau of Canada says they are not against man's best friend, and this is only about insurance companies exposing themselves to a potential claim. They must be prudent in their business decisions in order to protect all of their policy holders, not just a few of them who own these dogs.

A Calgary man who was refused coverage by Allstate because he owns two of the black-listed breeds, said "If every insurance company goes that way, there are hundreds of thousands of dogs that'll be put down, and breeds that will become extinct..."

People who run animal shelters also fear for the worst. They are worried that this type of policy will discourage people from adopting dogs. Surrey SPCA is filled with dogs, the majority being Pit Bulls, German Shepherds, and Rottweiler crosses. Surrey SPCA Manager Kim Archibald says "If Allstate is your insurer, even if you don't have a dog and you feel strongly about this issue or if we can convince you to feel strongly about this issue, change insurance companies, make a statement."

One Pit Bull owner who was interviewed said "They are picking on the dogs, not the owner."

Messages In This Thread

Pit bulls attack seeing-eye dog in Victoria
Re: Pit bulls attack seeing-eye dog in Victoria
The woman who has the dog....
Pit Bull attacks young Golden Retriever at Vancouver off leash park and then the City pound returns the pit bull to the owner!
Reaction to attack on Golden Retriever by Pit Bull defender is regretably typical
Another pit bull attacks, but gets to go home
Guide Dog On The Mend *LINK* *PIC*
Owners of certain dog breeds may have trouble getting home insurance
Funny thing is...
Spurious argument number one against breed specific controls: Small breeds are just as dangerous as protection/fighting breeds
Spurious argument number five against breed specific controls: Get the dog's owner to carry extra liability insurance
Spurious argument number two against breed specific controls: We just have to make people behave responsibly
Spurious argument number three against breed specific controls: Ban the deed, not the breed
Spurious argument number four against breed specific controls: The "slippery slope" argument
Re: Spurious argument number four against breed specific controls: The "slippery slope" argument
Market corrections are going to take this issue out of the hands of power breed defenders and weak-kneed politicians
Child victims of dog attacks do not die quickly
Dog Bite Law: Severe injuries occur almost exclusively in children less than 10 years of age *LINK*
Pit bulls and Rottweilers 5% in population, 50% of fatal attacks
Victoria: Tougher laws, steeper fines designed to make owners of vicious dogs accountable for actions
Insurance companies are becoming less willing to risk potential lawsuits related to dog bites.
If there has been consideration of holding parents responsible for their children's actions, why are pet owners not?
Sun & Province Letters to the Editor March 26/04
These people are metaphorically throwing children to the wolves
Victoria could add teeth to dog bylaws

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